Who are the victims of identity theft?
Banks and retail merchants as well as the account holder become victims when an individual uses accounts to which they are not entitled to use. The holder of the account even through protected by insurance or credit card reimbursement provisions may have to go through a difficult, expensive and lengthy process to reestablish their credit.

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1. Who are the victims of identity theft?
2. How does identity theft occur?
3. What do you do if you are a victim of identity theft?